We would like to shed some light on the difference between Supplemental/Group/Voluntary Life Insurance you get from your employer and Real Life Insurance you personally own. Solely relying on supplemental/voluntary/group life insurance is the most common mistake we see our customers make, and the most important thing we want you to understand. Working with many families over the years has certainly taught us one thing. We don't have a crystal ball, and we cannot predict the future. We
September is Life Insurance Awareness Month. This is an extra relevant month of the year when we set out to make a larger push to spend the time to teach our community about life insurance. Essentially, it is financially smart to have life insurance on yourself, your husband or wife, and also your children. Here is a list of life insurance knowledge and insight: 1. Acquire life insurance while you are 20's. Even if you do not have a family, mortgage loan or bigger financial debts yet won't
Whether or not a child should really have life insurance coverage is a frequently disputed debate. If you explore the following information and think that you are in a position that would find peace of mind from life insurance being put in place on your children, then this would be a smart decision for you. Some individuals are not in a situation that would be helped by their children possessing life insurance. The conclusion to this question will certainly differ from person to person and
There are so many options out there when it comes to buying life insurance. It is interesting though how high-net-worth individuals use life insurance as a way to store money to get higher interest rates than they can get in a typical money market or savings account. At the same time, they are using cash-value life insurance to grow their money tax-free, yet they have total access and liquidity whenever they need it. If you are like many people, it's possible you'll sock away countless
We've created this infographic about Californians and Life Insurance with a little bit of fun sarcasm to point out that there could be some reasons why you don't need life insurance. A recent Limra Study reports that 80% of people over-estimate the cost of life insurance. What a shame to go without coverage for your family based on beliefs that are not even accurate? We really do make every attempt to explain how important having life insurance is to our clients. How come?
Presently, there is more than $13 trillion of investor's cash under management by the mutual fund market. To keep this massive mutual fund investing machine cranking, it requires our hard-earned dollars. It's for this reason; we have become conditioned in how we regard particular aspects about the stock market. When mutual fund investors learn the truth, they are ticked. Sadly, these "false realities" have been specifically created, by design, to benefit the mutual fund companies and not
These are the top 6 life insurance mythbusters. To help serve you and provide some clarity, we’re going to debunk these 6 fatal myths. Life Insurance Mythbusters In this article, I'd like to make you aware of the top 6 fatal myths associated with life insurance policies. Life insurance policies have many different purposes that should be evaluated with a professional before you make a final decision on the coverage you are going to buy. To get you started, we'll take the role of life insurance